2844 1st St. Costa Rosmerry CA 18221. United States


We help Community Banks and Credit Unions unleash the power hidden in the data to capture untapped profits and growth opportunities with customized Predictive Analytics in the following areas:

  • BANK ANALYTICS: Predictive Models that focus on improving the effectiveness of Risk Management decisions: Deposit Analytics, Capital Reserve Requirements, Asset Liabiity Management, Collections and on demand Risk Modeling services.
  • MARKETING ANALYTICS: Predictive Models that focus on improving the effectiveness of Marketing Spend Decisions: Customer Acquisition, Customer Attrition, Customer Cross-Sell, Customer Segmentation, Customer Lifetime Value and on demand Marketing Modeling support.

Our Analytic Services are flexible and are specially tailored to meet the needs and capabilities of smaller financial institutions.

Bank Analytics

Leverage Predictive Analytics to grow market share, increase revenue and improve profitability.


Develop Predictive Models to analyze and forecast the stability, runoff rates and profitability of deposit levels across time.

Capital Analytics

Develop Credit Risk Models and estimate the capital reserve levels that correlate with portfolio risk.

ALM Modeling

Measure the impact of changes in interest rates on NII, NEV, capital adequacy and profitability.

Improve Performance

  • Unleash the value
  • and opportunities hidden
  • in the data with
  • Predicitve Analytics.

Get More Customers

  • Acquire, retain and grow
  • profitable customer relationships
  • with data-driven
  • marketing decisions.

Manage Risk

  • Leverage Predictive Analytics
  • to proactively identify,
  • monitor, manage and control
  • balance sheet risks.

Our Approach

  • Start small and expand
  • capabilities driven by
  • success and performance
  • improvements.